The SPIRIT of Real Estate

For Buyers


Buying a Home

I know that a home purchase is probably the largest single investment of your life as well as one of the most emotional. My desire is to find you the very best home of your dreams at the lowest possible price. My dedication, hard work, knowledge of the Northern Virginia area and the Keller Williams Realty advantage combined with my professional skills will help your Real Estate dreams come true.

 

  • The seller usually pays ALL commissions.
  • I subscribe to a special service with the Realtor MRIS System that e-mails my clients all new listings that meet their criteria daily.
  • I create win-win transactions.

Daily Updates

The most important part of my job is to communicate information to you in a timely manner. I maintain individual profiles on each of my clients in the Realtor Multiple Listing Service. My clients are automatically e-mailed immediately whenever a new listing matches their criteria.

Helpful Tips On Buying Your Dream Home

To further assist you in the difficult task of buying a home I have provided you with several tips for buying your Dream Home.

Home Buying Articles & Advice

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The articles are set up to be a tutorial, taking you step by step through the home buying process.

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Don't Buy a Car - or Did You Already Buy One?

When Income Grows and You Want to Buy "Stuff"

Debt-to-Income Ratios and Car Payments

How Buying a Car Reduces Your Purchase Price

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Things Not To Do Before Buying a Home

No Major Purchases of Any Kind

Don't Move Money Around

Should You Change Jobs?

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Reasons to Delay Buying a Home
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Why Buying a Home is a Good Idea
The Best Investment
Income Tax Savings
Stable Monthly Housing Costs
Forced Savings
Freedom and Individuality
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The Business Cycle and Buying a Home
Recession and Expansion
Supply and Demand
Should You Try to "Time the Market"?
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What's More important - Buying a House? Or a Home?
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Why Search for A Realtor?
Finding an Agent by "Accident"
Listing Agents vs. Selling (Buyer's) Agents
Should You Call the Listing Agent?
Agent's Advertising - Is the Purpose What You Think?
Finding Your Own Realtor
Some Basics About the Search
How to Conduct the Search
Interviewing A Good Realtor
When the Agent Asks You for an Appointment
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Looking Ahead - Buyer's Remorse
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Buying a Home With Resale Value - Location
Location, Location, Location?
Location - Local Community, Town or City
Location - the Local Neighborhood
Location - the Residential Neighborhood
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Buying a Home With Resale Value - the House
A Home With a View?
Lot Choice and Landscaping
House Size
Bedrooms & Bathrooms
Closets, Garage & Laundry
Kitchen
Fireplaces
Swimming Pool?
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Comparable Sales and Your Offer Price
Determining Your Offer Price
Comparable Sales in the Public Record
Comparable Sales in the Multiple Listing Service
Comparable Sales - Pending Transactions
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Factors Affecting Your Offer Price
How Property Condition Affects Your Offer
How Home Improvements Affect Your Offer
How Market Conditions Affect Your Offer
How Seller Motivation Affects Your Offer
The Final Decision on Your Offer Price
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Offering to Purchase Real Estate- the Basics
Introduction and Overview
Contingencies in a Purchase Offer
Earnest Money Deposit
The Closing Date
Transfer of Possession
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Writing an Offer - Safeguards Regarding the Property
Disclosures From the Seller
Condition of the Property Upon Transfer
Inspections You May Require
Final Walk-Through Inspection
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How Financing Details Affect Your Offer
Down Payment
Interest Rate
Closing Costs and Financing Incentives
Seller Financing
Cash Offers
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How FHA and VA Financing Affects Your Offer
Extra Costs for the Seller
More Detailed (and expensive) Appraisals
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You and the Seller Must Agree on Some Services
Settlement and Escrow
Title Insurance Companies
Termite and Pest Inspections
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Buyer's Remorse- Did You Make a Huge Mistake?
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Kim Spear ABR,CRS